Privacy Policy

Effective Date: 5 December 2023

Your Privacy and Pink Ocean Pty Ltd trading as Her Money Collective (ABN 21 617 661 337) collectively and individually referred to as “Her Money Collective”, “we”, “us” or “our”).


We are Her Money Collective and we are based in Queensland, Australia. We are committed to protecting your privacy and respecting and upholding your rights when you use this Site. This Privacy Policy applies to the products and/or services we provide on our Site (“Site”) and our social media channels, and explains how we collect, hold, use and disclose data and comply with the requirements of the Privacy Act 1988 (Cth) and constitutes part of our Website Terms & Conditions. This Privacy Policy does not cover information that you submit on other websites, even if we communicate with you on those sites. For example, if you post something on Instagram, Facebook, Pinterest, X, or YouTube, that information is governed by the privacy policies on those websites, and is not governed by this Privacy Policy.

You can contact us for privacy-related questions by contacting us at:

We will only use your personal information in compliance with Australian Privacy Laws (Privacy Act (1988 (Cth)), Australian Privacy Principles and to the extent applicable, with the EU General Data Protection Regulation (GDPR) and any replacement legislation or regulation or guidelines and standards governing the use, storage or transmission of personal data.


If you are a customer, subscriber or just a visitor on our Site, this Privacy Policy will apply to you.


As we are the providers of the products and services on this Site, we determine how and why your data is processed. We do not sell or rent your details to any third parties. We are committed to protecting your privacy and we want you to know exactly what information is collected and how we use it.


Please read this Privacy Policy and our Website Terms & Conditions. If you provide us with any data relating to a third party, you confirm that you have the right to authorize us to process that data on your behalf in accordance with this Privacy Policy.



From the moment you visit our Site, we are collecting data, sometimes you might provide this data by completing a form or setting up an account, otherwise we might collect the data automatically. We have set out some examples below of how we may collect data from you:

      • When you send us an enquiry form
      • When you complete a questionnaire
      • When you subscribe to our newsletter
      • When you set up an account
      • When you purchase an online course, webinar, program or service
      • When you interact with us on social media
      • When you send us a direct message via social media or an email to any of our nominated emails
      • When you participate in events, promotions and giveaways or any request for additional data such as customer surveys
      • When you accept our cookies and other tracking technologies on any device you use to interact with us
      • When you voluntarily submit your data to us for any reason


      • Contact details (name, address, email)
      • Financial Information (bank details when you are making a purchase)
      • Data about the products or services you purchase 
      • Data about your experience with our Site and our products and services
      • Data relating to your circumstances and such other information that is relevant to the products or services we provide to you
      • Data relating to your attendance at seminars or other events held by us (including webinars and podcasts)
      • Data that identifies you (your IP address, login, browser type, time zone, browser plugins, geolocation, what operating system and version) – we do not link this with any personal Data
      • Data on how you use our Site (URL clicks, products and services views, how long you are on our pages and other actions)



Under data laws, we are only allowed to use your data for specific reasons and where we have the legal basis to do so. 

We will use your data for the purposes it was collected and related purposes which include:

      • Operating our Site 
      • Providing you with products, information and services
      • Customer support
      • Tracking your purchase history
      • Detecting and preventing fraud
      • Improving our Site
      • Making your experience on our Site more efficient and enjoyable
      • Market research e.g. we may contact you for feedback about our products and services
      • Provide you with information about events, other products or services or opportunities that may be of interest
      • Marketing (with your consent)
      • Monitoring your compliance with our Website Terms and Conditions

We may disclose your data for the purposes it was collected and also:

      • As required by law subject to our legal obligations
      • With your consent
      • Within our business, limited to employees and trusted service providers who have a legitimate interest to access your data in order to provider our products and/or services
      • To send you marketing material (with your consent)
      • To process your participation in any promotions and giveaways (including contacting you if you win, displaying your name online and on our social media platforms)
      • Share with third parties who are necessary to enable us to provide our products and/or services to you, subject to appropriate confidentiality and data protection agreements 
      • In order to sell our business (if we were to ever sell, we may need to transfer data held to the new owner)


We use Google Analytics functions. You can find out how your data is collected here and there are instructions here on how to opt-out of Google Analytics data tracking.

Our use of Google Analytics may include but is not limited to display advertising and remarketing. You may see our adverts across the internet, this is due to the use of tracking technologies (cookies) to optimize and serve our adverts based on past visits to our Site. When you log onto our Site, we, with the help of Google Analytics, use your browsing behavior to connect this with other data that you previously provided to us in accordance with this privacy policy.


We use META Insights to track your interaction with our Facebook page this will allow us to track usage and improve the performance of our page. We will use META Analytics to better measure, track and understand customer user experience to enable us to improve our products and services that we offer. You can check out Facebook’s privacy policy here, and if you want to opt out of seeing ads on Facebook based on information we have received, you can control this in your ad preferences here.


You can choose not to provide us with any personal data. However, if you do this, we will not be able to provide you with any products or services, however, you can continue to use our Site and browse the pages of our Site.


Our Site uses cookies and similar technologies to provide certain functionality to our Site.  You can turn off cookies by activating the setting in your browser that allows you to do this. You can also delete cookies through your browser settings.  If you do decide to turn off cookies, you can continue to use the Site, however, certain services may not work as effectively.


We will always let you know before we collect any data from you what the intended use is and if we intend to use it for marketing and if third parties are involved we will obtain your consent (which you can withdraw at any time). You can change your mind about marketing material by opting out by:

    • contacting us via email 
    • completing the Contact Us form on our website Contact page
    • unsubscribing within the email if you have previously subscribed to our newsletter.


You can exercise your rights at any time by contacting us via email at or the Contact Us page on our Site


You can access information we hold about you.

We will provide you with the information within 30 days of your request, unless doing so would adversely affect the rights and freedoms of others (e.g. another person’s confidentiality or intellectual property rights). We will tell you if we can’t comply with your request and why.


You can contact us to ask us to correct any information we hold about you that you believe is inaccurate.


We may analyse your data to determine the products and services that are most relevant to you, such as tailoring our emails based on your behavior. However, we will not use your data for any automated decisions that could significantly impact you without your explicit consent or where required or authorized by Australian law. The primary purpose of using your data is to provide our products and services to you effectively.


You have the right to request for your data to be erased. This means we have to delete all information that we hold about you, except to the extent of any information we are required to hold due to our legal obligations.


If you have any complaints regarding how your data is handled, please contact us via email or our contact page If you are not satisfied with our response to your complaint you may seek a review by contacting the Office of the Australian Information Commissioner using the information available at OAIC.


We realise that our customers trust us to protect their data and whilst we cannot guarantee the security of any information you transmit to us, or receive from us, we take that task seriously and maintain reasonable and appropriate physical, electronic and procedural safeguards to help protect your data. This includes the following:

      • Password access to accounts
      • Storing electronic data with reputable third party storage providers who have appropriate security protections
      • Limit access to personal information to individuals who need to know. 
      • We do not store your payment details


We use service providers based around the world. Consequently, your data may be processed in countries outside of Australia. If we transfer personal data outside of Australia, we will ensure that your privacy rights are adequately protected by ensuring these service providers have the same or similar measures in place to protect data shared. 


We will retain your data for as long as it is reasonably necessary for the purposes for which it was collected, and as required by Australian law. The specific retention period will depend on your interactions with us. If you have made a purchase, we will keep a record of your purchase for the period necessary to fulfill our invoicing and tax obligations as mandated by Australian tax laws. Once we no longer require your information for the stated purposes, we will securely delete it or anonymize any data that is no longer necessary, in accordance with applicable Australian privacy regulations.


We share data with third parties in the following circumstances:

      • Other companies in our group of companies, as necessary to operate our Site
      • Our suppliers and service providers working for us e.g. payment processors
      • Our professional and legal advisors
      • Third parties engaged in fraud prevention and detection
      • Law enforcement or other government authorities
      • Where we have your consent to do so or otherwise where we are legally permitted to do so
      • Share with third parties who enable us to provide our products and services which may include:
        • payment processors such as Stripe, PayPal who may process your payment for any products and services bought from us;
        • Social media and analytics such as Facebook, Instagram and Google AdWords for purpose of custom audience generation and the development of targeting criteria;
        • Other third parties such as Convertkit, Zoom, Calendly for processing and holding Data that enables us to ensure you are kept informed of all sessions, course information, logins and marketing material, offers, promotions, newsletters, blogs and video training.
        • Where we have your consent to do so or otherwise where we are legally permitted to do so.


All of our real-time credit card authorizations are handled by secure third party gateway providers and these are secured by the highest level of security. The following measures are taken to protect your data:

      • Payments are fully automated with an immediate response.
      • Your complete credit card number cannot be viewed by us or any outside party.
      • All transaction data is encrypted for storage within our third party gateway suppliers bank-grade data center, further protecting your credit card data.
      • Our third party gateway provider is an authorized third party processor for all the major Australian banks.
      • Our third party gateway provider will at no time touch your funds, all monies are directly transferred from your credit card to the merchant account held by us.

We use third-party gateway providers that are widely respected for providing secure and reliable online payment solutions. We have chosen to deal with the best so you can feel safe that your personal information is kept safe and secure at all times. While we attempt to protect the information in our possession, no security system is perfect, and we cannot promise that information about you will remain secure in all circumstances.

The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard for all organizations that handle branded credit cards from major card schemes. PCI DSS is a standard mandated by the card brands like Visa, Mastercard, American Express and Discover and is managed by the PCI Security Standards Council.

PCI-DSS requirements help ensure the secure handling of credit card information through our Site and the service providers.


By using this site, you warrant that you are at least the age of majority in your State or Territory of residence. Our Site should not be used by anyone under the age of majority, and we do not knowingly collect data from anyone under the age of majority.


Our Site uses cookies and similar technologies to provide certain functionality to our Site. “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. Cookies can also be used to analyze traffic and for advertising and marketing purposes. They do not harm your systems and the HELP function in your browser will tell you how to restrict or block the cookies. 

You can turn off cookies by activating the setting in your browser that allows you to do this. You can also delete cookies through your browser settings.  For more information about cookies, and how to disable cookies, visit If you use browser settings to block all cookies, you may not be able to access all or parts of our Site.


We may use web beacons (or clear gifs) on our website and in our emails. So basically when we send emails, we can track behavior such as who opened the emails, who clicked the links and collect information such as your IP address, your browser or email type, we then put this information together to improve the performance of our email campaigns and provide you with better and/or services specific to your needs. You will always have the ability to opt out of any emails we send just click the link in the email that says “unsubscribe”.


Please make sure to check in on our Privacy Policy periodically, as we may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons. We will always ensure that the current date of the Privacy Policy also known as the “Effective Date” is prominently displayed at the very top of this Privacy Policy, so you know it’s the latest version.

This Privacy Policy and your use of this Site is governed in all respects by the laws of Australia.


Please make sure to check in on our Privacy Policy periodically, as we may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons. We will always ensure that the current date of the Privacy Policy also known as the “Effective Date” is prominently displayed at the very top of this Privacy Policy, so you know it’s the latest version.

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